- 5 Tips For Improving Your Credit Score
Is your credit score in the low 600's? Do you know what your credit score really is? - A Negative Credit Report Can Squeeze a Job Search
If you are looking for a job and have bad credit you may not get hired. - A problem called ‘Credit Card Debt ‘
Credit card debt is running rampant across America and there is only so much you can do. - Accurate Negative Information And Controlling Your Debt
Checking your credit report for inaccurate information is essential. Your credit score depends on it. - Always Protect Your Credit Cards
You are the first line of defense for your credit cards. These are the things you can do to minimize your risk. - American Express Blue Or Green Credit Cards
Green or Blue? Which American Express card is right for you? - Anyone Can Qualify For A Major Credit Card
Is it really true that anyone can qualify for a major credit card? - Applying for Credit – A Regular Catch-22
We live in a Catch-22 world. You can’t establish credit unless you have credit. You can’t get a loan until you have a history of good credit – but – how do you get a credit to begin? Being a good shopper and always paying with cash will come back to haunt you when you want to make a major purchase – like a car or a house. - Are Credit Card Loss Protection Offers Worth It?
If someone steals your credit card and starts charging away, how much are you liable for? - Are You Managing Credit And Debt Or Is It Managing You?
Who is in control – you or your credit card? - Are You Monitoring Your Credit?
If you are not monitoring your credit and your credit reports, you may be in for a big surprise. - Be Aware Of Automatic Debit Scams
Fraudulent telemarketers have found yet another way to steal your money, this time from your checking account. - Choosing And Using Credit Cards
What are all the terms in all of those pre-approved credit card offers I keep receiving? - Choosing Your Credit Card Based On APR
The first step in choosing a credit card is thinking about how you will use it. - Collection Agencies And Your Rights
What are the rules and regulations governing collection agencies? - Comparing Credit Cards and Choosing the Card for You
All across the United States, there are hundreds and hundreds of banks and credit card companies looking for your business. This day and age, banks and credit card companies are in competition with each other, trying all they can to get your business. To try and get your business, they offer different credit cards with various incentives, rebates, and other perks. - Credit - You Have The Right To...
Know your rights - your credit rights. There are laws to protect you - but - you have to know the law. - Credit Card Claims and Defenses
Sometimes you have a dispute over goods or services that were defective or not delivered. - Credit Card Debt And Security Risks
An individual who is financially overextended is at risk of engaging in illegal acts to generate funds. - Credit Card Disputes And Billing Errors
State and federal laws give you the right to dispute credit card billing errors and have them corrected. This article explains how to handle billing disputes with your credit card company. - Credit Card Questions And Answers
When choosing a credit card you should ask yourself some questions. - Credit Card Rates And APR's
Do you know how much you are really paying in credit card interest? - Credit Card Words to the Wise
If you are considering getting a credit card, here are some words to the wise to keep you out of trouble. - Credit Cards And Scams
The bad guys are always coming up with new ways to part you from your hard earned money. - Credit Insurance: Is It Right for You?
The next time you apply for a mortgage or personal loan, you may be asked if you want to buy credit insurance, or it might already be included in your loan proposal. Should you get credit insurance or can you live with it? Only you can answer that question. - Credit Repair Companies Provide No Cure for Your Credit Ails
Can credit repair companies really fix your credit seemingly overnight? - Credit Repair Scam Tips
Things to think about before you hire a credit counseling/repair company: - Credit Repair Scams: The Warning Signs
I am sure that you have seen the advertisements in newspapers, on TV, and on the Internet. You hear them on the radio. You get fliers in the mail. You may even get calls from telemarketers offering credit repair services. They all make the same claims: - Credit Repair: Don't Get Scammed
Can you really repair bad credit? Yes, but it will take time and persistence. No matter what you see or hear, there is no quick fix. - Credit Report Questions and Answers
What is a credit report (also known as a credit file or profile)? - Credit Reporting And Your Bottom Line
How do credit reports affect your bottom line and what can you do to improve your credit score? - Dealing With Debt
Credit card debt can be an extreme burden but you can dig yourself out of debt. - Debt Collection And The Law | Know Your Rights
Are creditors hassling you at all hours of the day and night? Is this legal? - Debt Money and Happiness
Money doesn’t create happiness, but the lack of money, or excessive debt, can destroy it - Divorce and Credit–Are You Liable?
Getting a divorce can be painful for both parties and can be even more painful if you have joint credit cards. - Do You Have Healthy Credit?
Have you ever wondered about credit reports, credit scores and how to protect your personal information? - Do You have Negative Credit Information in Your Credit Report?
Your credit report may contain incorrect or negative information about you. Check yours today for free and get it corrected. - Do You Know How To Spot Credit Repair Scams?
If you have poor credit, don't be conned into quick fixes. - Do You Need Credit or Insurance?
Your credit score helps determine what you’ll pay for credit or insurance. - Do You Qualify For a College Student Credit Card?
Credit card companies are looking for loyal customers and have started marketing to high school and college students. - Do You Really Know How to Improve Your Credit?
Repairing your credit is not a quick fix. It takes time, planning, and budgeting. - Don’t Despair With Credit Repair
Having credit card debt may seem like the end of the world, but, there are steps you can take to repair your poor credit. - Equal Credit Opportunity – What Can Creditors Do?
Credit is used by millions of consumers to finance an education or a house, remodel a home, or get a small business loan. Creditors have rules to follow – so make sure you know the rules and ensure that they are followed. - Ever Have A Problem With Your Credit Card Company?
What do you do if your credit card bill is incorrect? - Ever Receive A Credit Card In The Mail?
If you receive a credit card in the mail, what do you do with it? - Fair Debt Collection Practices Act And You
If you use credit cards, owe money on a personal loan, or are paying on a home mortgage, you are a "debtor." - Fake Credit Report Sites May Be Cashing in on Your Personal Information
You may have seen web sites or received unsolicited email offering credit reports, sometimes for free. - Fiscal Fitness For 2008: Choosing a Credit Counselor
Choosing a credit counselor may be the most important decision you make. - Get On The Road to Financial Recovery (Part I)
If you have gotten yourself into debt, don’t despair. You can help yourself get your life and your good credit reputation back. - Get On The Road to Financial Recovery (Part II)
Learn how others can help you help yourself on the road back to financial recovery. - Getting Credit When You’re Over 62
Credit is an important money management tool for both young and older consumers. Yet the elderly, particularly older women may find it difficult to get credit. - How Do I Get A Home Equity Credit Line Of Credit?
Sometimes it makes sense to use the equity in your property and borrow money against the value of your house. - How Do You Dispute An Error On Your Credit Card?
Have you ever ordered something and gotten billed for it but didn’t receive the merchandise? What do you do next? - How Do You Establish A Credit History?
Getting credit can be a real Catch-22. You need credit to get credit. If you don’t have credit, you can't get credit. What do you do? - How To Avoid Credit-Related Scams
With foreclosures at record highs, and credit card defaults soaring, be aware of scam artists and their claims of quick fixes. - How To Dispute Mistakes On Your Credit Report
Credit card reporting companies can and do make mistakes on your credit report. - How To Establish Credit
Your first credit card or loan is the hardest to get. If you’ve never had credit, you have no credit history. - How To Get Out Of Debt More Quickly
It won't happen over night, but you can get out of debt and do it a little faster if you follow these steps. - How To Improve Your Credit Record Legally
Don’t be a victim of quick credit repair scams. Do your homework first. - How To Prevent Credit Card Fraud
Thieves are always looking for ways to access your credit card. Here are some tips to protect your credit card. - How To Protect Your Debit and Credit Cards
The best protections against card fraud are to know where your cards are at all times and to keep them secure. For protection of ATM and debit cards that involve a Personal Identification Number (PIN), keep your PIN a secret. Don't use your address, birth date, phone or Social Security number as the PIN and do memorize the number. Become familiar with the Fair Credit Billing Act (FCBA) and the Electronic Funds Transfer Act and know what your liability is. - How To Spot Credit Repair Scams
Spotting credit-repair scams is getting harder every day. - How to Spot Credit Repair Scams And Correct Your Credit History Yourself
With the sub-prime meltdown, the credit repair scam artists will be out in full force. - How To Use The Fair Credit Billing Act (FCBA) To Your Advantage
Have you ever been billed for merchandise you returned or never received? - If You Really Must Borrow
Before you borrow, compare! Find the best deal available to you. - Improve Your Credit Score By Correcting Your Credit Report
If you are looking to buy a house or purchase a car, a credit check will be conducted on you. If your credit report is incorrect, you may not be able to get that house or car that you want. Make sure your credit info is correct. - Improving Your Credit Report and Score
Do you really know how important your credit report really is? - Information On Credit Repair Scams
With many people on the verge of bankruptcy, you need to be careful about credit repair scams. - Is a Home Equity Line of Credit Right For You?
Using a credit line to borrow against the equity in your home has become a popular source of consumer credit. And lenders are offering these home equity credit lines in a variety of ways. - Is Credit Insurance For You?
Should you purchase credit insurance the next time you take out a loan? - Making Sure Your Credit Report Is Correct
Incorrect information on your credit report can cost you dearly. - Measuring Your Fiscal Fitness
Do you need help managing your debt? Here are some tips on choosing a credit counselor. - Need Credit or Insurance? Your Credit Score Helps Determine What You’ll Pay
How important is your credit score? It can determine your credit card interest rate, insurance costs, and even your mortgage loan rate. - Negative Credit Can Affect Your Job Search
Many employers run credit checks before hiring new employees. - Nothing But The Real Truth About Credit Repair
Don’t believe everything you see in the papers or hear on TV about credit repair. - Questionable Credit Repair Offers
Are you trying to get your credit repaired? You should read this. - Questions to Ask When Choosing a Debt Management Counselor
Have you reached a point in your life where you need a Debt Management Program (DMP)? - Receiving Your First Credit Card
You applied for and received your first credit card – now what? - Review Your Credit Report And Correct Errors
You can get a free credit report every 12 months and should check it religiously for errors. - Self Help May Be Best When It Comes To Credit Repair
Should you seek assistance from a credit card repair company or attempt to fix your credit yourself? - Should You Get A Gold Or Platinum Credit Card?
What are the benefits of having a gold or platinum credit card? - Solving Your Credit Problems
Your credit report can influence your purchasing power, as well as your opportunity to get a job, rent or buy an apartment or a house, and buy insurance. - Some Credit Information You May Not Know
Here is some credit information that you may not have heard of before. - The Real Steal - Credit Card Loss Protection Offers
If you lose your credit card or have it stolen – how much money are you responsible for? Know how much you are liable for and avoid the scam artists. Don’t be fooled by high pressure phone calls offering worthless protection. - There Is No Quick Fix For Improving Your Credit Report
It takes time to repair you credit – it can't be done overnight. - Things To Consider When Buying A Car
You have made the decision to buy a car, but how will you pay for it? - What Are Advance Fee Loan Scams?
If you have poor or no credit, you may be a target of advance fee loan scam artists. - What Are Prescreened Offers of Credit and Insurance?
You may call it junk mail or it may be the answer to your financial woes. - What Can I Do To Improve My Credit Score?
Credit scoring systems are complex and vary among creditors or insurance companies and for different types of credit or insurance. If one factor changes, your score may change — but improvement generally depends on how that factor relates to others the system considers. Only the business using the scoring knows what might improve your score under the particular model they use to evaluate your application. - What Do You Do If Your Credit or Debit Card is Lost or Stolen?
Many people find it easy and convenient to use credit cards and ATM or debit cards. The Electronic Fund Transfer Act (EFTA) and the Fair Credit Billing Act (FCBA) offer procedures for you to use if your cards are lost or stolen. - What Do You Do When You Finally Pay Off Your Credit Card Debt?
After you pay off credit card debt, you may want to consider putting all of your credit cards in the blender and turning them into mulch. The weight of the credit card debt is finally off of your shoulders and you don't want to go through it again. - What Does Equal Credit Opportunity Mean?
Credit is used by millions of consumers to finance an education or a house, remodel a home, or get a small business loan. - What Is Credit and Debit Card Blocking?
What is credit or debit card blocking and how does it affect you? - What Is Credit Denial And What Can You Do About It?
If you apply for a credit card or a loan and the company turns you down, they must send you a written notice within 30 days. - What Is The Credit Repair Organizations Act?
Do you know what your credit rights are? - What Is The Truth about Credit Repair?
Got bad credit? Want to get it repaired? Can you handle the truth? - What Is Utility Credit?
Will you be left in the dark if you can't get utility credit? - What Kind Of Credit Card Should You Get?
There are many choices in credit card land. How do you make an educated decision? - What To Do About Negative Information In Your Credit Report
Do you know what the laws are regarding negative information in your credit report? - What To Do If You Have Credit Problems
Here are some basic steps to take if you have credit problems.
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