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10 Financial Survival Tips For Students
If you have recently graduated from high school and are now are your own, here are some financial survival tips.
Annuities for Retirees: What to Consider Before You Invest
Investments called annuities are similar to traditional Individual Retirement Accounts and employer-sponsored 401(k) plans in that your money can grow tax-deferred until you withdraw it from your account. However, annuities are complex products and are not appropriate for everyone near or in retirement. Here's an overview, including things to consider and questions to ask before you invest.
Basic Financial Information Tips (Part I)
Here are some financial tips, definitions, and information that will hopefully help you save money or get out of debt.
Basic Financial Information Tips (Part II)
Here are some additional financial tips, definitions, and information that will hopefully help you save money or get out of debt.
Before You File for Personal Bankruptcy Get Educated
Information about credit counseling and debtor education
Can I Receive Federal Benefits If I Retire In Thailand?
You want to retire in Thailand but are worried that you cannot collect your Social Security benefits if you retire in a foreign country. Well, worry no more.
Can You Really Retire in Thailand On $500 Per Month?
Retiring in Thailand is something I have been planning for ever since I can remember. From my first visit to Bangkok in 1973, to my last trip to Khon Kaen 3 months ago, I constantly think and plan for my retirement in the Land of Smiles.
Check That Pre-Approved Credit Card Offer
Chances are you've received "pre-approved" credit card offers in the mail. Examine the fine print carefully before you accept any offer for a credit or charge card.
Credit Card Reports Questions And Answers
If you plan to get a credit card or if you already have a credit card, you need to know the law.
Debt Relief Promises May Really Be Offering Bankruptcy
Can I really repair my credit? You can, if you have patience and persistence and watch out for the scam artists.
Do We Really Live In An Electronic Age?
Transferring funds from one pension plan to another is hardly electronic.
Don’t Retire in Thailand Unless
Don’t retire in Thailand unless you are ready for a life of leisure at a very low price. Don’t retire in Thailand unless you want to live a lifestyle you deserve.
Financial Fitness Checklist
Take the financial fitness checklist and see where you stand with your finances.
Financial Readiness: How Prepared Are You?
Here are some tips to make sure that you are prepared financially.
Getting A New ID Is a Bad Idea
If you have filed for bankruptcy, you may be the target of a credit repair scheme called “file segregation.”
Helping Your Money Last... After Your Last Paycheck
Can you see the light at the end of the work tunnel? Is it time for you to start planning for your retirement? Here are some financial considerations:
How Senior Citizens Can Simplify and Organize Their Finances
Everyone can use some help getting their financial affairs in order, but especially senior citizens who may face special challenges and decisions involving money management later in life
How Should You Prepare For Retirement?
If you are nearing the age of 65, it is time to starting planning for what you will be doing when you retire. Planning is the key to success and receiving all the benefits you are entitled to. Do your homework and you will have a wonderful retirement.
How To Avoid Credit And Charge Card Fraud
A thief goes through trash to find discarded receipts or carbons, and then uses your account numbers illegally.
How To Choose and Use Credit Cards
Chances are you've gotten your share of "pre-approved" credit card offers in the mail, some with low introductory rates and other perks. Many of these solicitations urge you to accept "before the offer expires." Before you accept, shop around to get the best deal.
How To Improve Your Credit Report
Getting your credit score higher is the key to better rates.
How to Manage Your Mortgage If Your Lender Closes or Files for Bankruptcy
When a mortgage company closes or files for bankruptcy, its customers may be left wondering about the impact on their own loans.
Is Bankruptcy The Answer To Your Woes?
Bankruptcy is usually the last resort choice when you get into debt.
Keeping Close Tabs on Your Account
You need to know that banks are not infallible; they can and do make mistakes.
Payday Loans Can Equal Very Costly Cash
How many times have you said this - "I just need enough cash to tide me over until payday."
Planning For My Retirement
It is never too early to plan for one's retirement. I am about two years away from and here is my strategy.
Privacy Choices for Your Personal Financial Information
With identify theft on the rise, what are companies doing to protect your information?
Retirement Planning and Your Finances
As you near your sunset years, it is time to inventory your financial resources and see exactly where you stand. Do you have a lot of equity in your home but little cash in the bank? What kind of mortgage do you have? Have you taken a look at your insurance policy to see if it is current? Here are a few things to think about as you get ready to retire.
Should You File For Bankruptcy?
One of the toughest decisions you will ever make in your life is deciding whether or not to file for bankruptcy.
Some Retirement Strategies For All Ages: A "To-Do" List
It doesn’t matter what point of your career you are in, it is not too late to save for your retirement.
Think Before You File For Personal Bankruptcy
Information about credit counseling and personal bankruptcy
Ways To Save Money (Part 2)
With gas prices rising, credit crunches, and inflation, we are all looking for ways to save a few dollars.
Ways To Save Money (Part 3)
With oil and gas prices rising, credit crunches, and inflation, we are all looking for ways to save a few dollars.
Ways To Save Money (Part 6)
With the price of oil and gas going through the roof, debt restructuring, and sub-prime confusion, we are all looking for ways to save a few dollars.
Ways To Save Money (Part 7)
With the price of oil and gas going higher and higher, credit card debt, and the sub-prime mess, we are all looking for ways to save a few dollars.
What Are Your Legal Rights When It Comes To Online Banking
Many people use online banks for their ease of use but what are your legal rights?
What Is Electronic Banking?
For many consumers, electronic banking means 24-hour access to cash through an automated teller machine (ATM) or Direct Deposit of paychecks into checking or savings accounts. But electronic banking now involves many different types of transactions.
What Is Electronic Check Conversion?
Have you joined the electronic check age? Questions and answers for you.
Why Should You Retire in Thailand?
I am two years away from retirement and I plan to retire in Northeastern Thailand. Why, you may ask? I will tell you the reasons to retire in the land of smiles.
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